Navigating the long list of regulations can be a daunting task. That’s where we come in. We know the ins and outs of the regulations applicable to banks. Rely on our compliance pros to position you for a successful next regulatory exam and offer valuable insight along the way. We partner with you to understand your bank’s compliance goals and tailor our testing accordingly. 

• Bank Secrecy Act (BSA)/Anti-Money Laundering (AML)/Office of Foreign Assets Control (OFAC) independent testing

• BSA/AML Software Data Validation 

• Deposit regulations 

  • Regulation E

  • Regulation D

  • Regulation P

  • Regulation CC

  • Courtesy Pay

  • Trust-in-Savings Act

• Consumer Lending

  • Regulation B

  • Regulation Z

  • Credit CARD Act

• Real estate loan origination 

  • Regulation B

  • TRID (TILA-RESPA Integrated Disclosures)

  • Regulation Z

  • Real Estate Settlement Procedures Act (RESPA)

  • Fair Credit Reporting Act (FCRA) and Fair and Accurate Credit Transaction Act (FACT Act)

  • Flood Disaster Protection Act (FDPA)

  • Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act)

• Mortgage servicing

  • Flood Disaster Protection Act

  • Homeowners Protection Act (HPA)/Private Mortgage Insurance (PMI) Cancellation Act

  • RESPA

  • Annual SAFE Act Review

• Loan denials

  • Regulation B

  • FCRA and FACT Act

• Unfair, deceptive, or abusive acts and practices (UDAAP)

• Servicemembers Civil Relief Act (SCRA) and Military Lending Act (MLA)

• Home Mortgage Disclosure Act (HMDA) compliance

• Website/social media/advertising compliance

• Compliance management system review

• Fair lending testing

• CRA public file testing